Research on the Application of Blockchain in SMEs Credit Risk

Yi-min Zheng, Feng Xu, Yi-min Zhang, Jie Wang


The credit of an enterprise is related to its own development. This paper mainly discusses the relationship between the credit risk of small and medium enterprises (SMEs) and the application degree of blockchain. 64 listed companies with block chain technology as the core theme are selected to analyze their comprehensive financial data. Factor analysis is used to quantitatively evaluate the application degree of blockchain in SMEs, and then the Logistic model is used to evaluate the credit risk of SMEs. Finally, combining the application degree of blockchain in small and medium-sized enterprises and the credit risk assessment of these two groups of data. It confirms the conclusion that the higher the degree of blockchain application, the closer the supply chain finance relationship, and the better the credit status.

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Copyright (c) 2023 Yi-min Zheng, Feng Xu, Yi-min Zhang, Jie Wang

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