Theoretical Analysis and Empirical Test of Digital Inclusive Finance Enabling Rural Revitalisation

Abstract

Digital inclusive finance has become a key driver of rural revitalisation in the wave of booming information technology. This study analyses its theoretical foundation, constructs a rural revitalization evaluation system based on the panel data of 30 provinces in China from 2012 to 2023, and empirically explores the association between the two using the spatial Durbin model. The results show that there is a positive spatial correlation between digital financial inclusion and rural revitalisation, and the former has positive promotion and spillover effects on the latter. Accordingly, strategies such as strengthening scientific and technological support, improving information infrastructure, enhancing financial literacy and optimising rural industries are proposed, aiming to improve the quality and effectiveness of digital inclusive financial services for rural revitalisation, and to provide a new perspective and a strong basis for policy formulation and academic research.