Determinants Of Rural Household Savings In Gambella: The Case of Nuer Zone, Gambella People’s National Regional State, Ethiopia



The planning element of saving, especially in rural areas of Ethiopia, is in its infancy, and little is known empirically about its determinants. Saving as a planning variable, influences both individual wellbeing and that of the country as a whole. The purpose of this research was to identify the types of savings that rural households used and the key factors that determine their savings. Descriptive and exploratory research designs, as well as a mixed approach, were used to accomplish the study’s objectives. Cross-sectional data from both primary and secondary sources were gathered from 370 sample homes using questionnaires, interviews, and the internet. Both descriptive and inferential statistics were used to analyze the data that had been gathered. Finally, it was determined that rural household saving is still in its infancy in rural communities of the Nuer Zone and that the only unimportant variables in determining rural household saving are sex, age, and marital status. Rural household saving is motivated by the desire to save money for immediate consumption.

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